Sometimes, we may need to ask you for a few more details first – if we do, we’ll let you know immediately after you’ve made your application, then get in touch to request the additional information from you.
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The purchase rate is the interest rate we will charge on any purchases you make with your Virgin Money Credit Card.
When you open your account you may be offered a purchase rate.
When you have chosen a card, the summary box PDF will be visible on the “Apply Now” page beneath the product summary at the top of the page.
Here’s an example: If you are looking to transfer a balance from another credit or store card and want to find out how much your fee would be, then you can go to our balance transfer calculator to work this out.Before making an application you can use Card Checker to see your chances of being accepted for a Virgin Money Credit Card.It's quick and easy and won't affect your credit rating. If you decide to complete an application we'll carry out a full credit check and confirm whether you've been approved.All you need to do is enter how much you would like to transfer and we will do the rest.The initial fee charged for transfers may be higher than shown.The difference will be refunded to your account as a direct credit.